Gold-plated delicate chain necklaces featuring initial-and-heart pendants: R♥, V♥, Z♥, and T♥, displayed diagonally on a clean white background.
Your charms 0 of 28 Total ₹ 1,250

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Build-your-own bubble initial charm necklace

Details

18K gold platingAnti-tarnishWater-resistant design

Usually dispatched in 1 working day, up to 10 if a charm needs restocking.

Finish

This piece is anti-tarnish, with a water-resistant design, and made to be worn every day.

₹ 1,250 is the necklace price only.

Your charms 0/28 selected

Pick 1 to 28 charms, in order. Tap a charm again to add more of it.

Each charm ₹ 250.

Your selection (in the order you picked them)

Nothing picked yet

Band₹ 1,250
Charms (0 × ₹ 250)₹ 0
Total: ₹ 1,250

Add a little extra

Charms are removable, so you can rearrange them later.

Preview

Choose a finish to start

Preview only. Your piece is made by hand and may differ a little.

Estimated delivery time

Dispatched within 1 working day
Gift box
available
No return
or exchange

What it is made of

Base and finish
316L stainless steel with 18K gold plating
Plating
18K gold plating, anti-tarnish finish
Water
Water-resistant design. Rain and monsoon days are fine; take it off for showers and swimming.
Skin
Nickel-free and skin-safe, lab-tested
Net quantity
as per selection
Price
MRP inclusive of all taxes

What it means

An initial is the smallest way to say who a piece belongs to. We set it by hand, so the letter is yours and no one else can wear it the same way.

The Build-your-own bubble initial charm necklace is a bold bubble initial of your choice paired with a sleek golden heart, on an adjustable chain. Pick the letter that matters and the rest is done.

Made to be worn daily

316L stainless steel with 18K gold plating. Anti-tarnish, nickel-free and skin-safe, lab-tested, with a water-resistant design. Wipe it after wear and take it off for the shower.

Size and fit

Adjustable chain, 14 to 16 inches. Choose your initial when you order. Golden.

What is in the box

Your chosen initial charm and heart on a chain, in an Upakarna pouch. Net quantity: as per selection.

How to wear it

Alone for a subtle personal touch, or layered with delicate gold chains. More personalised pieces in our personalised collection.

Questions people ask

How do I choose the letter?
Pick the initial when you order; it comes with the heart charm on the chain.

Can I return it?
Custom orders are final. If it arrives damaged, that is covered.

What length is the chain?
Adjustable between 14 and 16 inches.

Will it tarnish?
No. It is 18K gold plated 316L stainless steel, anti-tarnish by design.

This piece is not eligible for return or exchange. Returns (store credit) and exchanges within 3 days of delivery. ₹ 150 fee. Clearance and personalised pieces are not eligible. Personalised and clearance pieces are collected only if they arrive damaged, defective or different from the order; tell us within 3 days of delivery with photos.

The piece must be unworn, with tags, packaging and invoice intact, and pass our quality check. Damaged or wrong items are collected free.

Once the fee is paid we arrange the pickup; after the check, store credit is issued or the replacement ships.

Free shipping on prepaid orders over ₹ 1,100

Cash on delivery up to ₹ 5,000. ₹ 180 COD fee, paid online now; the order amount is paid on delivery. No shipping charge on COD.

Dispatched within 1 working day . Metro cities 1 to 2 working days, elsewhere 2 to 5 working days. Tracking updates come on WhatsApp.

Personalised pieces: usually dispatched in 1 working day, up to 10 if a charm needs restocking .

International orders are paid online; charges and delivery times depend on the destination.

Questions: hello@upakarna.com or WhatsApp +91 93723 36579.

Rain and monsoon days are fine; wipe your piece dry with a soft cloth when you are back in. Take it off for showers, baths and swimming: soap, shampoo, salt water and chlorine are harder on plating than rain. Let perfume and lotion dry before your jewellery goes on, keep sanitiser off the plating, and store each piece in its pouch so pieces do not scratch.

Bangles are sized by inner diameter, bracelets and necklaces by length, rings by inner circumference. A thread and a ruler are all you need.

Open the size guide

Wrapped with love
Every piece arrives in the Upakarna box with a thank-you card. Gifting it? Add the gift box with a cushioned interior from the product page or the cart.

Customer reviews

Real reviews, real shine

What customers say about Upakarna

This piece is new. Be the first to review it.

4.7
2,755 reviews across Upakarna

“The product is very unique and very attractive.”

Photo shared by Archana Kuckreja

“It's exactly how I wanted, chic, subtle, beautiful. I love the charm very much. Thank you so much.”

Photo shared by Akanksha Supare

“It's my all time favorite gift item. I dont need to think twice. It's durable easy to carry and ever lasting”

Photo shared by Shilpanjali Shinde

“Easy wear and contemporary style. Can stack with watch as well”

Photo shared by Gypsa Gombra

“Comfortable and light weight And looks like gold😍”

Photo shared by Ankita Jaiswal

“Finishing is good but little heavy”

Photo shared by Himani Joshi

“I have been using Upakarna jewelry for more than 3 years now, loved it's design, product quality, sustainability and elegance. Best option for gifting as well.”

Photo shared by Yadav .

“I bought this bangle for my friend and she loved it. She starts wearing on daily basis. Thank you Upakarna”

“Got myself a new stack of bangles and love them all. They are chic, affordable and of high quality. I’d totally keep coming back to this store and highly recommend!”

“Amazing bangles...they are as beautiful as they seemed in the pictures. Worth every single penny spent.Love them all.”

“Such a beautiful collection! I have collected 10 bangles so far and they are absolutely stunning! Definitely will keep on buying from upakarna❤️ Each and every time i wear them gets lots of compliments! Definitely obsessed with my bangles❤️”

“This is really amazing and honestly I have never received any non gold Jewell with such anti tarnish in excellency ! Have been using since a month and it’s as bright as it was when I purchased”

Frequently asked questions

Everything you need to know about this piece

What makes the Build-your-own bubble initial charm necklace special?
The Build-your-own bubble initial charm necklace carries a sweet heart motif with polished detailing, a romantic little signature that works every single day. And because it can be personalised, it becomes a one-of-a-kind piece made just for you, or a gift they will never forget. Like every Upakarna piece, it is made to look and feel far more precious than its price.
How does the necklace fasten? Is the length adjustable?
It fastens with a secure clasp at the back, with extender links so you can adjust the length, wear it snug as a choker-style layer or a touch longer, whatever suits your neckline.
What sizes is the Build-your-own bubble initial charm necklace available in?
It comes in a single, thoughtfully designed size made to fit most. The adjustable links let you fine-tune exactly where it sits.
What does the heart motif represent?
The heart is the simplest, sweetest symbol of love, for someone special, or as a little reminder to love yourself first. It is one of our most gifted motifs for exactly that reason.
What is it made of? Is it water-resistant?
The Build-your-own bubble initial charm necklace is 316L stainless steel with 18K gold plating, finished anti-tarnish and made to be worn every day. It has a water-resistant design: rain and monsoon days are fine, wipe it dry when you are in. Take it off before showering, bathing or swimming, and let perfume and lotion dry before it goes on.
Can I wear the Build-your-own bubble initial charm necklace every day?
Absolutely, it is designed for everyday wear. It is lightweight with a secure clasp, comfortable from your first coffee to the last errand of the day. As a personalised piece, it is made to order with a little extra care before dispatch. Just wipe it with a soft, dry cloth after wear and store it in its Upakarna pouch, and it will stay radiant for a long, long time.
How should I style the Build-your-own bubble initial charm necklace?
Wear it solo against a simple neckline, or layer it with a shorter and longer chain for that easy, stacked look. Matching earrings in the same motif pull the whole look together, see our picks below.